Your financial wellness and purchasing power go hand in hand. As such, speaking with a lender is strongly recommended before you even begin your search. Know where you stand and Seller’s can have some assurance you are placing an offer on a home that you can get approved for a loan. In our highly, competitive market offers must come with a Lender’s Approval Letter in most cases. Want to know about what your mortgage payments may be? Checkout my MORTGAGE CALCULATOR. While there are many lending institutions to chose from, not all are created equal. Lending laws change constantly and even within each lender, the requirements can change at the last minute. You may chose any lender you wish. If you are unsure of where to start, you are free to contact my PREFERRED LENDER to be pre-approved today. It’s a quick and easy process that takes 15 minutes or less and you will be working with some of the most professional and courteous people in the business.